Guides

Canadian benefit guides

Plain-language explainers for federal and provincial programs: who qualifies, current amounts, when they pay and how to apply. Each guide links to the official source and shows when it was last checked.

Start from what's happening in your life

Having a babyA new baby opens up several federal and provincial benefits, most of which start from one application. Doing…Turning 65At 65 you become eligible for Old Age Security and possibly the Guaranteed Income Supplement, and several…Losing your jobIf you lose your job, Employment Insurance is usually the first step, but your lower income may also qualify…Living with a disabilityMany disability supports depend on first getting the Disability Tax Credit approved. From there you can access…After a deathWhen someone dies, survivors may be entitled to one-time and ongoing payments, and some benefits must be…New to CanadaNewcomers can get several benefits soon after arrival, but most require a tax filing record. Getting a SIN and…Separation or divorceA separation changes your family income for benefit purposes, which can increase what you receive. You must…Going to schoolStudents can get federal and provincial grants and loans, plus tax credits once they file. Savings in an RESP…

Federal programs

Family

Canada Child Benefit (CCB)The Canada Child Benefit is a tax-free monthly payment to help families with the cost of raising children under 18. The…
CPP children's benefit (orphan's benefit): amount and who qualifiesA monthly CPP payment for the child of a contributor who gets a CPP disability benefit or who has died. It is paid until…
EI maternity and parental benefitsThese EI benefits help parents take time off work for a new baby or adopted child. Quebec residents use the Quebec…

Provincial programs

Alberta all programs we check

Alberta Child and Family BenefitACFB gives quarterly payments to lower-income Alberta families with children under 18. It has a base part and a working…

British Columbia all programs we check

Affordable Child Care BenefitThe ACCB helps B.C. families with monthly child care costs, paid directly to the child care provider. Eligibility…
BC Family Benefit (BCFB): meaning, amounts and payment datesBCFB means BC Family Benefit. Learn how monthly payments work, who may qualify, how to apply and where to check official…

Manitoba all programs we check

Manitoba Child Benefit (MCB)The Manitoba Child Benefit is a provincial income supplement for lower-income Manitoba families with children under 18.…

New Brunswick all programs we check

New Brunswick Child Tax BenefitThe NB Child Tax Benefit is a small monthly payment for lower-income families, combined with the CCB. It comes with a…

Newfoundland and Labrador all programs we check

Newfoundland and Labrador Child Benefit: how much per child?The Newfoundland and Labrador Child Benefit is a tax-free monthly payment for low-income families with children under…

Nova Scotia all programs we check

Nova Scotia Child BenefitThe Nova Scotia Child Benefit is a tax-free monthly payment for low- and modest-income families with children under 18.…

Ontario all programs we check

Ontario Child Benefit: how much can you get per child?How much is the Ontario Child Benefit? Check the monthly amount, income-based eligibility and how OCB is paid with the…

Prince Edward Island all programs we check

PEI Child Benefit: how much can you get?The Prince Edward Island child benefit is a monthly, tax-free amount for low- and middle-income families. It is paid in…

Quebec all programs we check

Québec Family AllowanceAllocation famille is Retraite Québec's tax-free payment for families with children under 18. The amount depends on…
Québec Parental Insurance PlanQPIP replaces part of your income during maternity, paternity, parental and adoption leave in Québec, instead of EI…

Yukon all programs we check

Yukon Child Benefit: how much can you get per child?The Yukon child benefit is a monthly, tax-free amount for low- and modest-income families. The CRA pays it with the…

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BenefitCanada is independent and not affiliated with any government. This guide summarizes official sources in plain language; rules and amounts change, so always confirm on the official page before applying.