Ontario benefits, credits and rebates

If you live in Ontario, you can explore provincial programs alongside federal supports such as the Canada Child Benefit and Canada Groceries and Essentials Benefit. Program rules and application steps differ. Check each program's official page before applying.

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Ontario programs we check

Linked official program pages were checked September 29 or October 1, 2026. Other entries still need a verified source; use your province's official website to check current rules.

Ontario Child Benefit Official details Our guide
Ontario Trillium Benefit (energy & property tax credit, sales tax credit, Northern Ontario energy credit) Official details Our guide
Ontario Electricity Support Program Official details Our guide
Ontario Childcare Access and Relief from Expenses (CARE) tax credit Official details
Guaranteed Annual Income System (GAINS) for seniors Our guide
Ontario Drug Benefit / OHIP+
Healthy Smiles Ontario
Ontario Seniors Dental Care Program
Low-income Individuals and Families Tax (LIFT) Credit

Ontario guides

Guaranteed Annual Income System (GAINS)GAINS is a monthly Ontario top-up for low-income seniors who already get OAS and GIS. It is calculated automatically from your tax return.
Ontario Assistive Devices Program: check funding before buying equipmentHelp with approved equipment and supplies for long-term physical disabilities, including some mobility and hearing devices. Device-specific rules determine coverage.
Ontario Child Benefit: how much can you get per child?How much is the Ontario Child Benefit? Check the monthly amount, income-based eligibility and how OCB is paid with the Canada Child Benefit.
Ontario Disability Support Program (ODSP) Income SupportThe Ontario Disability Support Program gives monthly income support and health-related benefits to Ontario residents with a substantial, long-term disability who have limited income and assets.
Ontario Electricity Support ProgramOESP gives lower-income households a monthly credit directly on their electricity bill. The Ontario Energy Board runs the program and you apply once every two years (five for some seniors and people on CPP disability).
Ontario Senior Homeowners' Property Tax GrantThe Ontario Senior Homeowners' Property Tax Grant helps low- and moderate-income seniors who own and live in their home and pay Ontario property tax. It is claimed through the annual income tax return.
Ontario Trillium BenefitThe Ontario Trillium Benefit combines three credits that help with energy costs, property tax or rent, and sales tax. You claim it on your income tax return and the CRA pays it.Next payment: December 10, 2026
Ontario Works Financial AssistanceOntario Works is the province's social assistance program. It helps people in financial need with money for food and housing, and most recipients take part in employment-related activities.
Ottawa EquiPass: reduced OC Transpo fare and how to applyThe EquiPass is OC Transpo's reduced-fare pass for low-income Ottawa residents. It is about half the price of an adult pass.
Toronto Fair Pass Transit DiscountThe Fair Pass Transit Discount Program gives low-income Toronto residents a discount on TTC fares and passes. It is run by the City of Toronto and is separate from the federal and Ontario benefits.

Going through a change? See our checklists: Having a baby · Turning 65 · Losing your job · Living with a disability · After a death · New to Canada · Separation or divorce · Going to school

Federal programs to check

Eligibility depends on age, income, work history, family circumstances and each program's rules. Use the official links below to confirm details.

Canada Child Benefit (CCB) and Child Disability Benefit Official details Our guide
Canada Groceries and Essentials Benefit (formerly GST/HST credit) Official details Our guide
Canada Workers Benefit Official details Our guide
Canadian Dental Care Plan Official details Our guide
Disability Tax Credit Official details Our guide
Canada Disability Benefit Official details Our guide
Canada Caregiver Credit Official details Our guide
Old Age Security (OAS) Official details Our guide
Guaranteed Income Supplement (GIS) Official details Our guide
Canada Pension Plan (CPP) retirement, disability and survivor benefits Official details Our guide
Employment Insurance (regular, maternity, parental, sickness, caregiving) Official details
RESP grants: Canada Education Savings Grant and Canada Learning Bond Our guide
RDSP grants and bonds
Canada Student Grants
First Home Savings Account (FHSA) and Home Buyers' Plan Our guide
Medical expense and home accessibility tax credits Our guide

Verify with official sources

This page is a program checklist, not a decision about your eligibility. For current rules and payment estimates, start with these Government of Canada resources:

Benefits Finder — browse federal programs.
Child and family benefits calculator — estimate CRA-administered payments using your details.
Canada Groceries and Essentials Benefit — check current eligibility and payment information.

Local programs

Many cities and utilities also offer property tax relief, low-income transit and recreation passes, and help with water, heating or electricity bills. Enter your city in the questionnaire and we'll look for them.

See which programs are worth checking

Answer a few questions to preview possible matches. Create a free account for a full AI-assisted report with application steps and amounts when they can be estimated. Your answers do not establish eligibility.

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Program names and rules change. Always confirm details on the official government website before applying. BenefitCanada is independent and not affiliated with any government.