Home Accessibility Tax Credit (HATC)

FederalHousingChecked October 2, 2026

This credit lowers your tax when you renovate a home to make it safer or easier to use for a senior or a person with a disability. You claim it on your tax return.

How much

Up to $20,000 of eligible expenses per year (non-refundable credit at the lowest federal rate). From 2026, Budget 2025 proposes that expenses claimed as medical expenses cannot also be claimed here.

When it's paid

Claimed on your tax return (line 31285).

Who qualifies

The person is 65+ at year end, or is eligible for the DTC
The home is their principal residence (or an eligible family member's)
The renovation improves access, mobility or safety

How to apply

Confirm the person and home qualify
Keep invoices and proof of payment
Enter eligible expenses on line 31285

What to have ready

Contractor invoices
Proof of payment
DTC approval if under 65

Common mistakes to avoid

Claiming routine repairs or maintenance
Double-claiming with the medical expense credit (from 2026)
Claiming the same expense across multiple people beyond the limit

Still being confirmed: Whether the 2026 METC/HATC overlap change is enacted was not confirmed. Check the official page for the latest details.

Official sources

Last checked against these pages on October 2, 2026.

Medical Expense Tax Credit (METC)You can reduce your income tax by claiming eligible medical costs you paid for yourself or your family. Only the part…
Disability Tax Credit (DTC)The Disability Tax Credit lowers the income tax paid by people with a severe and prolonged impairment, or by family who…
Canada Caregiver Credit (CCC)The Canada Caregiver Credit lowers your income tax if you support a spouse, partner or dependant with a physical or…
Living with a disabilityLife-event checklist

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BenefitCanada is independent and not affiliated with any government. This guide summarizes official sources in plain language; rules and amounts change, so always confirm on the official page before applying.