Guaranteed Income Supplement (GIS)

FederalSeniorsChecked October 2, 2026

GIS is an extra monthly payment for low-income seniors who get OAS. The less income you have, the more you can get.

How much

October to December 2026 maximums: single, widowed or divorced up to $1,138.90/month (income under $23,112); spouse gets full OAS up to $685.56/month (combined income under $30,528); spouse gets the Allowance up to $685.56/month (combined under $42,768); spouse gets no OAS or Allowance up to $1,138.90/month (combined under $55,392). Your actual amount depends on the previous year's income.

When it's paid

Paid monthly with your OAS payment. Not taxable, but must be reported on your tax return.

Who qualifies

Receiving the OAS pension
Living in Canada
Annual income (or combined couple income) below the limit for your situation
Sponsored immigrants may face extra rules

How to apply

Check whether Service Canada enrolled you automatically when you got OAS
If not, apply online through My Service Canada Account or by paper form
File your taxes every year (both spouses) so GIS can be renewed
Report changes in marital status

What to have ready

Social Insurance Number
Previous year's income details
Spouse or partner's information, if any

Common mistakes to avoid

Not filing taxes, which can stop renewal
Not reporting separation or a spouse's death
Assuming having CPP income rules you out

Official sources

Last checked against these pages on October 2, 2026.

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BenefitCanada is independent and not affiliated with any government. This guide summarizes official sources in plain language; rules and amounts change, so always confirm on the official page before applying.