EI regular benefits

FederalWorkChecked October 2, 2026

EI regular benefits give temporary income to people who lose their job through no fault of their own. You must have worked enough insurable hours.

How much

55% of your average insurable weekly earnings, up to $729/week in 2026 (maximum insurable earnings $68,900). Paid for 14 to 45 weeks depending on regional unemployment and your hours.

When it's paid

Paid every two weeks by direct deposit after you complete bi-weekly reports. Taxable.

Who qualifies

Lost your job through no fault of your own (for example, a layoff)
Worked enough insurable hours in the last 52 weeks (the number depends on your region)
Without work and pay for at least 7 days in a row
Ready, willing and able to work, and looking for work

How to apply

Apply online as soon as you stop working
Make sure your employer issues your record of employment
Complete your bi-weekly reports on time
Keep looking for work and report any earnings

What to have ready

Social Insurance Number
Record of employment
Banking information
Names and dates of employers in the last 52 weeks

Common mistakes to avoid

Waiting too long to apply
Not reporting earnings on reports
Quitting without a valid reason

Still being confirmed: The eligibility page (hours required, waiting period, application deadline) was not re-read on 2026-10-02. Check the official page for the latest details.

Official sources

Last checked against these pages on October 2, 2026.

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BenefitCanada is independent and not affiliated with any government. This guide summarizes official sources in plain language; rules and amounts change, so always confirm on the official page before applying.