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CPP survivor's pension

FederalPensionChecked October 2, 2026

The survivor's pension pays a monthly amount to the spouse or common-law partner of a CPP contributor who has died. The amount depends on your age and the contributions the person made.

How much

Age 65+: 60% of the contributor's retirement pension. Under 65: a flat amount plus 37.5% of it. 2026 maximums: $803.54/month under 65 and $904.59/month at 65+. Combined CPP benefits may be capped.

When it's paid

Paid monthly and taxable. First payment usually 6 to 12 weeks after applying.

Who qualifies

  • Legally married to, or common-law partner (living together at least 1 year) of, the deceased contributor
  • The deceased contributed enough to CPP
  • A separated spouse may qualify if there was no common-law partner
  • A CPP credit split approved in January 2025 or later can make you ineligible unless you reunited for 12+ months before the death

How to apply

  1. Apply soon - back pay only covers up to 12 months
  2. Apply online through My Service Canada Account or mail form ISP1300
  3. Apply for the death benefit and children's benefit at the same time if eligible

What to have ready

  • Your Social Insurance Number and the deceased's
  • Death certificate
  • Marriage certificate or proof of common-law relationship
  • Banking information

Common mistakes to avoid

  • Delaying the application
  • Not applying for the death and children's benefits too

Official sources

Last checked against these pages on October 2, 2026.

Related

  • CPP death benefitThe CPP death benefit is a one-time payment made after a CPP contributor dies. It usually goes to the person's estate.
  • CPP children's benefitA monthly CPP payment for the child of a contributor who gets a CPP disability benefit or who has died. It is paid until…
  • Allowance and Allowance for the SurvivorThese are monthly payments for low-income people aged 60 to 64. The Allowance is for spouses of GIS recipients, and the…
  • After a deathLife-event checklist

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BenefitCanada is independent and not affiliated with any government. This guide summarizes official sources in plain language; rules and amounts change, so always confirm on the official page before applying.