Compare · BenefitCanada vs companies that apply for the Disability Tax Credit for a fee
BenefitCanada vs companies that apply for the Disability Tax Credit for a fee
The Disability Tax Credit (DTC) can be worth thousands of dollars, especially when past years are adjusted, and it opens the door to other programs such as the RDSP and the Canada Disability Benefit. Some companies offer to handle the claim and charge a fee, often a share of the refund. A federal limit on these fees was proposed but is not in force. Applying yourself is free: a medical practitioner completes their part of Form T2201 and you send it to the CRA.
| Topic | BenefitCanada | The other option |
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| Cost | Free preview and free DTC guide. Plus is CA$19.99 a month. No share of your refund. | A fee set by the company, often a share of your refund. Read the contract before you sign. |
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| What it does | Explains who qualifies, what to bring to your practitioner, and which other benefits a DTC approval can unlock. | Prepares and follows up on the claim for you, and may ask the CRA to adjust past years. |
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| Your information | No SIN or address needed. We never ask for access to your CRA account. | Usually needs your SIN and authorization to act for you with the CRA. |
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| The application | You apply yourself with Form T2201, for free. | The company files for you. The CRA decides either way. |
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| Best for | Applying yourself and seeing what else you may get. | People who want someone else to handle the paperwork and accept the fee. |
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Last reviewed 2026-10-29. Comparisons describe categories of options, not any single company's current terms.
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